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https://www.hsh.com/finance/mortgage/how-does-child-support-affect-mortgage-qualification.html
Jul 24, 2014 · Child support affects mortgage qualification by counting as debt for one who is paying it, and as income for those who receive it.
https://www.homesteadfinancial.com/purchase/child-support-qualify-mortgage/
Apr 29, 2013 · Sometimes, the child support is the make or break item that is the difference in qualifying the applicant for a home loan. However, due to the inconsistent nature inherent in some child support relationships, there are a number of rules that apply to getting the child support payments to qualify as income for a mortgage applicant.
https://www.brickunderground.com/buy/child-support-payments-mortgage
Child support payments do not directly impact your ability to get a mortgage; instead, it all depends on whether your income qualifies you for one, our experts say. One of the major aspects of your finances that a lender will look at when considering you for a loan is your debt-to income ratio.
https://sonomacountymortgages.com/2018/10/child-support-alimony-mortgage/
Oct 16, 2018 · Let’s say you have child support due. That is counted as a monthly debt against income from the mortgage payment. Child support works in the opposite fashion. Simply put, a child support when qualifying for a mortgage loan is equivalent to a car payment or a credit card payment.
https://gustancho.com/fha-loans-with-child-support-payments
Oct 11, 2018 · Child support payments can be a large percentage of borrower’s monthly gross income. Most mortgage lenders have overlays on debt to income ratio. The maximum allowed by HUD 4001. FHA Handbook on debt to income ratio is 46.9% front end DTI and 56.9% back end DTI when qualifying for a mortgage loan.
https://dadsdivorce.com/articles/ask-a-divorce-lawyer-can-a-mortgage-payment-be-considered-payment-of-child-support/
In most states, mortgage payments made to maintain the children’s home during separation or after divorce are considered “third party payments” of support rather than “direct payments,” i.e. payments made to a third party for goods or services the children receive rather than to the children’s custodian directly (or through the support administrator for relaying to her).
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