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https://www.homesteadfinancial.com/purchase/child-support-qualify-mortgage/
Apr 29, 2013 · Quite often we see mortgage applicants, generally single mothers applying for financing that have income from a job and child support. Sometimes, the child support is the make or break item that is the difference in qualifying the applicant for a home loan. However, due to the inconsistent nature inherent in some child support relationships, there are a number of rules that apply to getting the child support payments …
https://sonomacountymortgages.com/2018/10/child-support-alimony-mortgage/
Oct 16, 2018 · How child support and alimony can affect your ability to get a mortgage. When you apply to purchase or refinance a home the mortgage lender takes into consideration all your monthly fixed expenses, adds them into your housing payment and creates what’s called a debt to income ratio.
https://www.brickunderground.com/buy/child-support-payments-mortgage
Child support payments do not directly impact your ability to get a mortgage; instead, it all depends on whether your income qualifies you for one, our experts say. One of the major aspects of your finances that a lender will look at when considering you for a loan is your debt-to income ratio.
https://gustancho.com/fha-loans-with-child-support-payments
Oct 11, 2018 · FHA Loans With Child Support Payments is not good if borrowers are delinquent on their court ordered child support payments Debt To Income Ratio is the amount of debt a mortgage loan borrower has compared to the monthly gross income Case Scenario On Debt To Income Ratio
https://dadsdivorce.com/articles/ask-a-divorce-lawyer-can-a-mortgage-payment-be-considered-payment-of-child-support/
In most states, mortgage payments made to maintain the children’s home during separation or after divorce are considered “third party payments” of support rather than “direct payments,” i.e. payments made to a third party for goods or services the children receive rather than to the children’s custodian directly (or through the support administrator for relaying to her).
https://www.veteransunited.com/valoans/child-support-payments-can-help-or-hurt-your-va-home-loan-chances/
Lenders can count child support payments as effective income toward a mortgage, and that can help get veterans into the price range they want. But spouses who are paying that monthly support will have that money counted as an outgoing liability by mortgage lenders.
https://mortgage.info/qualifying-mortgage-child-support-arrears/
Mar 08, 2017 · As with anything else pertaining to mortgage qualifications, you must have a paper trail. Because child support arrears is often a derogatory credit item or even a lien on property you own, the lender needs official proof of a payment arrangement. The Payments Affect Your Debt Ratio
https://themortgagereports.com/43223/can-you-buy-a-home-if-you-owe-back-child-support
Oct 03, 2018 · Child support is an obligation that counts as a debt when you qualify for a mortgage. Back child support, also called delinquent child support or child support arrearage…Author: Gina Pogol
https://www.hsh.com/finance/mortgage/how-does-child-support-affect-mortgage-qualification.html
Jul 24, 2014 · Child support affects mortgage qualification by counting as debt for one who is paying it, and as income for those who receive it.Author: Keith Gumbinger
https://sincemydivorce.com/does-child-support-count-when-applying-for-mortgage/
Mar 01, 2011 · If you want to include child support as income on a mortgage application, you'll need to prove it's been paid on time for the past year.
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