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https://www.shrm.org/ResourcesAndTools/hr-topics/benefits/Pages/top-ways-employers-hold-down-healthcare-spending.aspx
1. Self-fund and take control. Self-funding increases an employer's financial control, plan design flexibility and plan management options. Once strictly a big-business strategy, self-funding is now seen as an option for companies with as few as 10 employees and can reduce an employer's health care spending by 4...
https://www.peoriamagazines.com/ibi/2012/jun/ten-ways-employers-can-control-healthcare-costs
That means a typical 25-man employer group is paying nearly $200,000 a year for healthcare for their employees, and most dramatically, the difference between a five-percent rate increase and a 20-percent rate increase is $35,000 and compounding every year going forward.
https://www.pwc.com/us/en/industries/health-industries/library/behind-the-numbers.html
To drive medical cost trend down, employers are taking a more active role in managing healthcare costs. For example, they're negotiating contract prices themselves, setting up provider networks and even building a parallel health system to take care of employees at more manageable costs.
https://www.paychex.com/articles/employee-benefits/how-to-control-group-health-insurance-costs
Healthcare premiums for the average family reached $19,616 in 2018, with another moderate increase expected in 2019. As an employer, you want to offer your employees the best possible healthcare at a manageable cost.
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