Fha Guidelines Regarding Child Support

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Child Support Income, Alimony, and FHA Loans

    https://www.fha.com/fha_article?id=813
    FHA loan rules do include guidelines for the lender in cases where alimony, child support, and other court-ordered payments are to be counted as verified income. A potential FHA borrower receiving child support will be required to provide documentation of that income in order to be counted in the borrower’s debt-to-income ratio.

Alimony, Child Support and Separate Maintenance--Does it ...

    https://www.fha.com/fha_article?id=141
    When the amount of alimony or child support is greater than 30% of the FHA borrower's income, the rules can change. Some lenders require the following; The borrower must receive alimony or child support for a full year before applying for the loan. The payer must be obligated to continue paying for three years after the loan has closed.

FHA Loans With Child Support Payments Mortgage Guidelines

    https://gustancho.com/fha-loans-with-child-support-payments
    Oct 11, 2018 · Qualifying for FHA Loans With Child Support Payments can affect the borrowers debt to income ratios On the flip side, Borrowers who are receiving child support payments can use it as qualified income In order to use it as qualified income, child support payments need to …

Child Support Income and FHA Loans - FHA News and Views

    https://www.fhanewsblog.com/2017/02/child-support-income-fha-loans/
    Child Support Income and FHA Loans. A reader got in touch with us to ask a question about how a participating FHA lender will view child support payments. “My significant other and I want to apply for a house loan together. He technically still pays me child support, but it …

FHA Continuation Income Requirements And Guidelines

    https://gustancho.com/fha-continuation-income-requirements
    Sep 11, 2018 · Borrowers can use child support income, alimony income, and royalty income to qualify for a FHA Loan if and only if these types of income is likely to continue for the next three years Child support income and alimony is closely scrutinized to make sure that the income is likely to continue for the next three years

Alimony and Child Support: FHA Loan Rules - FHA News and Views

    https://www.fhanewsblog.com/2017/03/alimony-child-support-fha-loan-rules/
    FHA loan rules permit alimony and child support to be counted as verifiable income for borrowers who receive it. Like all other sources of income, the rules in HUD 4000.1 state the lender is responsible for verifying the income through documentation such as court agreements, etc.



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